Question 1

How much is boat insurance in Washington state?

Accepted Answer

Boat insurance in Washington state typically costs $200 to $1,500+ per year depending on the boat's value, type, length, horsepower, and where you keep it. Puget Sound and lake boating may have different rates. We compare options from multiple marine insurance carriers to find your best rate.

Question 2

Do I need insurance for my RV in Washington?

Accepted Answer

If your RV is driven on public roads, Washington state requires liability insurance just like any other vehicle. We also recommend comprehensive and collision coverage to protect your investment. Full-time RV dwellers should look into personal belongings and liability coverage similar to homeowners insurance.

Question 3

Is motorcycle insurance required in WA?

Accepted Answer

Yes, motorcycle insurance is required in Washington state. The minimum requirements are $25,000 per person / $50,000 per accident for bodily injury liability and $10,000 for property damage. We recommend higher limits and adding uninsured motorist coverage given Seattle's traffic conditions.

Question 4

How much does jet ski insurance cost?

Accepted Answer

Jet ski (personal watercraft) insurance in Washington typically costs $100 to $500 per year depending on the model, value, and coverage level. Basic liability-only policies are cheaper, while comprehensive coverage that includes theft and damage costs more. Many policies include coverage for the trailer as well.

Question 5

Does Good People Insurance cover classic cars?

Accepted Answer

Yes, we offer specialized classic and antique car insurance that provides agreed-value coverage, meaning you and the carrier agree on the car's value upfront. This ensures you receive the full value in case of a total loss, unlike standard auto policies that pay actual cash value.

Question 6

What does recreational vehicle insurance cover?

Accepted Answer

Recreational vehicle insurance covers liability for injuries and property damage, physical damage to your vehicle (collision and comprehensive), uninsured motorist protection, medical payments, and personal belongings inside the vehicle. Specialized add-ons include towing, roadside assistance, and full-timer coverage for RV dwellers.

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